Mortgage Protection Insurance

Affordable insurance that provides financial security for your home and family should tragedy strike.

What is Mortgage Protection Insurance?

As a homeowner, you want to protect your home with affordable, comprehensive coverage.

Mortgage protection insurance is a type of term life insurance that is designed to pay off your mortgage in the event of your death or illness. It functions like a standard term life policy: You purchase a policy for a set period, make monthly payments, and if you pass away while the policy is in force, your chosen beneficiary receives funds to pay off your mortgage. This coverage ensures that your family could stay in their home if you were no longer able to contribute to mortgage payments.

Mortgage protection insurance is right for you if you want to:

  • Protect your most valuable asset

  • Ensure your loved ones never have to deal with the fear of losing their home

  • Provide financial security if the unthinkable happens

63% of American Homes Have An Essential Need For Dual Incomes

Why Do I Need Mortgage Protection Insurance?

As a homeowner, being able to pay your mortgage on time every month is important. What would happen to your loved ones if you were to die prematurely, become disabled or critically ill, and your income suddenly disappeared? None of us know what the future will bring, but you can achieve peace of mind today with mortgage protection insurance.

Find the Best Policy for the Best Price!

COMPARE RATES FROM 80+ LEADING INSURERS

Advantages of Mortgage Protection Insurance

  • Provides a death benefit to pay off your mortgage in the event of your death

  • Pays your mortgage payments if you become disabled

  • Protects your mortgage payments in the event of critical illness

  • Provides benefits from a life insurance policy with generally affordable premiums

  • Achieves peace of mind for your home and family

Gain Access to Premium Insurance Selections from 30+ Top Providers, Customized to Your Preferences.

How Mortgage Protection Works

Mortgage protection insurance functions much like other life insurance policies: You pay premiums to the insurance company to purchase a specific amount of mortgage protection coverage. Those premiums are based on your attained age and your health, as well as the value of your home and the payoff amount. If you die while the policy is in force, the insurance company provides funds to pay off your mortgage.

Benefits of Mortgage Protection Insurance

Easy Application

No medical exam required, apply in minutes and receive your policy instantly.

*For some carriers and most applicants

Affordable

Policies can start at $70/month.

Flexible

Choose your term and the coverage that’s right for you. Terms up to 40 years.

Protection

Coverage up to $2 million. This is a policy for everyone.

Hear From Our Satisfied Customers

Real Stories, Real Satisfaction

I was hesitant about getting Mortgage Protection Insurance at first, but Mortgage Shield Solutions made the entire process simple and straightforward. Their friendly team answered all my questions and helped me find a policy that fit my budget. Now, I have peace of mind knowing that my family's home is secure.

Alexis Roberts

After doing some research online, I decided to go with Mortgage Shield Solutions for my Mortgage Protection Insurance. I'm so glad I did! Their rates were competitive, and their customer service was exceptional. I feel confident knowing that my mortgage payments are protected, no matter what happens.

Jessica Ramirez

I recently purchased a home and wanted to make sure my family was financially protected in case something unexpected happened to me. Mortgage Shield Solutions came highly recommended, and they did not disappoint. Their team was professional, responsive, and helped me find the perfect policy for my needs. Thank you for providing peace of mind during uncertain times!

Tyler Anderson

Got Questions? We've Got Answers!

What is Mortgage Protection Insurance?

Mortgage Protection Insurance (MPI) is a type of insurance designed to pay off or help pay off your mortgage in the event of certain unexpected circumstances, such as death, disability, or involuntary unemployment. It provides financial protection to ensure that your loved ones can keep their home and maintain their standard of living, even if you're no longer able to contribute to mortgage payments.

Who needs Mortgage Protection Insurance?

Mortgage Protection Insurance can be beneficial for homeowners who want to ensure that their mortgage is paid off in the event of their death or disability, or if they unexpectedly lose their job. It's particularly useful for those with dependents or co-signers who rely on their income to cover mortgage payments.

How much coverage do I need?

The amount of coverage you need depends on factors such as your outstanding mortgage balance, your other financial obligations, your family's needs, and your budget. Our insurance experts can help you assess your needs and determine the appropriate coverage amount to protect your home and loved ones.

Can I customize my policy?

Yes, at Mortgage Shield Solutions, we understand that every homeowner's situation is unique. That's why we offer customizable policies to suit your specific needs and budget. You can choose the coverage amount, length of coverage, and additional features that best fit your circumstances.

What events are typically covered by Mortgage Protection Insurance?

Mortgage Protection Insurance typically covers events such as death, disability, and involuntary unemployment. However, coverage may vary depending on the policy and insurance provider. It's essential to review the terms and conditions of your policy carefully to understand what events are covered.

How quickly can I expect a claim to be processed?

At Mortgage Shield Solutions, we understand the importance of timely claim processing. We strive to process claims as quickly as possible, typically within a few business days of receiving all required documentation. Our claims specialists are dedicated to providing prompt and efficient service to our policyholders during their time of need.

Can I cancel my Mortgage Protection Insurance policy?

Yes, you can typically cancel your Mortgage Protection Insurance policy at any time. However, it's essential to review the terms of your policy to understand any potential penalties or fees associated with cancellation. Our customer service team is available to assist you with any questions or concerns you may have about canceling your policy.

Learn More

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How Mortgage Protection Insurance Benefits Homeowners

As a homeowner, you want to make sure that your home and loved ones are protected, no matter what life brings.

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Refinancing Your Home? Don't Forget Mortgage Protection Insurance

Are you one of the many Americans refinancing their mortgage as rates reach record lows? Don't forget to insure your most valuable asset!

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Is Mortgage Life Insurance Worth It?

Mortgage life insurance is an affordable way to protect your family from losing their home.

Get a Mortgage Protection Quote Today

Protect your home, your loved ones, and your legacy.

We'll show you how.

Protect your home, your loved ones, and your legacy. We'll show you how.

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